An allowance is a small amount of money that your child receives regularly; it should help them cover wants but not needs. Typically, we recommend that allowance is automatic and only held back if you need to address a child's behaviour.

These are tasks or chores. They could be a collection, but the ability to micro-pay these is a real habit builder. They can unlock on different frequencies. When the task is complete, the child can claim the bounty by tapping their card.

A vault helps your child save toward a specific goal. Money moves from their main balance into the vault, and only returns when the savings target is reached and the vault is unlocked.